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There’s a lot to think about when it comes to buying a new home such as where it is located, what floor plan suits you best and what options and upgrades will allow you to create your dream home. An often overlooked part of the process is the role interest rates and closing costs have on how much home you can afford.
Interests rates can determine your monthly mortgage payments and closing costs must be paid — you guessed it — when your home closes. It’s a lot to think about, but if you purchase your home in Riverstone, nothing to worry about. Our fantastic builders have got you covered with incentives that will save you money on both, as well as allow you to trick out your home with some sweet upgrades!
Interest rates are expected to rise to 5.1 percent by 2021, according to consulting firm John Burns Real Estate, so now is the time to buy your Meritage home. This month, the builder is offering a 2.875 percent interest rate that will lower your mortgage payments for years to come. The offer ends Sept. 30.
When it comes to closing costs, the lower the better. Purchase a beautiful Darling home by Sept. 30 and the builder will pay up to $10,000 toward closing costs. That means more money in your wallet. Shopping spree, anyone?
Don’t miss this chance to get a gorgeous Highland home and lower your closing costs. Purchase your new home by Dec. 31, finance through Highland Loan Source and reap the rewards. In this case, up to $3,000 toward closing costs and you won’t have to pay the loan origination fee (worth $3,000).
Which builder will pay up to $5,000 toward closing costs and give you $30,000 toward standard structural options or design center credit? Sitterle Homes. Just finance your new home through SmartChoice Mortgage. Oh, and if you want to move quickly, the offer is good on move-in ready homes as well. The promotion ends Sept. 30.
Newmark Homes will give you the owner’s title policy in the amount of your loan if you use their preferred lender. However, they also will throw in design center credit if you purchase your home by Sept. 30. Get $35,000 if you purchase a home in Avalon at Riverstone. Buy a home in The Grove and you will receive $20,000.